TopCashback Review: 5 Reasons Topcashback Is The Best Cashback Site!

At a glance

Rewards: Rewards vary; some retailers have cash back rates as low as 2%, while others pay higher rates of 10% to 15% or more.

iOS app rating: 4.8/5 stars

Android app rating: 4.0/5 stars

Cost: Free

What is TopCashback and how does it work?

TopCashback is a cash back app and browser extension that offers rewards for shopping online. When you shop with a participating retailer, you can earn cash back. With over 7,000 participating retailers to choose from, shoppers have many opportunities to earn rewards.

You must shop through the mobile app or use a TopCashback browser extension to earn cash back on your spending. Once you click on an available cash back offer, the app will direct you to the retailer’s website to begin shopping.

How much cash back you earn depends on the retailer’s cash back rate and how much you shop. Once you have a cash back balance, you can cash out your earnings. Multiple payout options are provided.

Apps like TopCashback offer additional ways to earn rewards beyond cash back credit cards. By earning cash back rewards, you may be able to save extra money or pay off debt sooner.

Top perks

It’s free

TopCashback is a free app. You won’t be charged monthly fees or pay fees when cashing out your earned rewards. That means everything you earn is yours to keep.

Generous cash back rates

Unlike other cash back apps, TopCashback says it passes on 100% of the commissions earned to its users. Because of this, it has generous rewards rates. While rates vary by retailer, it’s not unusual to see cash back rates as high as 10% or more.

Features more than 7,000 retailers

This free cash back app features over 7,000 retailers. With various retailers to choose from, you can earn cash back shopping at your favorite stores. Popular retailers include Adidas, Bed Bath & Beyond, Hotels.com, Macy’s, Sephora, Target, The Home Depot, and Walgreens.

Multiple payout options

You can choose how to get paid. TopCashback offers several ways to get paid, giving you flexibility. Options include PayPal, bank transfer, virtual rewards cards, and gift cards.

Get paid as soon as you have a cash back balance

Some of the best cash back apps require shoppers to meet a minimum threshold before they can cash out their cash back balance. That’s not the case with TopCashback. Once you have a cash back balance of at least $0.01, you can request a payout.

Mobile app and browser extension

You can access TopCashback two ways. You can use the iOS or Android mobile app if you prefer to shop through your phone. If you prefer to shop from a computer, Chrome, Edge, and Firefox browser extensions are available.

Save money with included coupon codes

TopCashback is more than a cash back app. You’ll also find coupon codes, which you can use to save money on your purchase. When coupons are available, you can find them by clicking on a specific retailer in the app. This is a great way to spend less money on your next order.

Get paid to refer friends

You can also get paid by referring your friends to TopCashback. By sharing your referral link with friends and family, you can earn $10 for each successful referral. If you like the app and are earning cash back, this is yet another way to make extra money to reach your financial goals faster and stick to your budget.

Payout bonus opportunities

TopCashback provides bonus payout opportunities. Some payout methods, like gift cards, come with a bonus. By choosing one of these payout methods, you could take advantage of a 1% to 5% cash back bonus.

What could be improved

You can’t earn rewards on in-store purchases

Unlike some cash back apps, TopCashback doesn’t allow you to earn cash back rewards when shopping in-store. Instead, you can only earn rewards when shopping online through the mobile app or the TopCashback browser extension.

Some payout methods have a minimum payout

While TopCashback doesn’t have a set minimum payout threshold for all payout methods, some payment options have minimum thresholds.

You can request a PayPal or bank transfer once you have a balance of at least $0.01. But other payout methods require you to accumulate more earnings first.

Amex rewards cards have a minimum payout of $5, Visa rewards cards have a minimum payout of $10, and gift cards have minimum payout thresholds ranging from $1 to $10.

These minimum payout amounts are reasonable, but it’s something to know as you begin earning cash back.

If you want an app that lets you earn rewards when shopping online and in-store: Rakuten is an alternative cash back app with over 3,500 retailers. You can earn cash back shopping online or in-store with participating retailers. Cash back rates vary, but you can earn cash back rewards as high as 10%. If you primarily shop online, you may want to stick with TopCashback.

If you want an app that offers grocery cash back rewards: Ibotta is an alternative cash back app that makes it easy to earn cash back rewards online and in-store at grocery stores and other retailers. You can earn cash back by clipping offers and buying eligible products. Cash back rates vary, but you can expect to earn a few cents or a couple of dollars per offer. But if you aren’t interested in earning grocery rewards, you may want to stick with TopCashback.

TopCashback is free to use.

This app is a good option for anyone who wants to earn cash back rewards by shopping online. TopCashback is easy to use, features over 7,000 retailers, has attractive cash back rates, and offers flexible payout options.